Harry is a houseless man of indeterminate age with whom Avery often plays chess in the park. They have a standing bet: if Avery wins, Harry must allow her to buy him breakfast. (Avery mostly funds these breakfasts by hustling her high-school classmates in poker). After multibillionaire Tobias Hawthorne dies and wills Avery almost his entire fortune, she asks her new lawyer Alisa to find Harry and secure him housing. Toward the novel’s end, Tobias’s mother-in-law Nan shows Avery a picture of Tobias’s only son, Tobias “Toby” Hawthorne II, who supposedly died in a fire 20 years prior. Avery is shocked to realize that Toby and the man she knows as Harry are the same person—a revelation hinting that Tobias, who had Avery under surveillance prior to willing her his fortune, may have made her his primary heir due to her kindness to his estranged son.